Blog

States Could Have More Say Over What’s Covered in Your...
December 05, 2017

On October 27, the Department of Health and Human Services (HHS) released proposed regulations on health plan coverage requirements offered through state insurance exchanges for 2019. Here is a summary of the proposed regulations:

HHS Proposes...
Creative Ways You Can Spend Your Remaining FSA Dollars
November 29, 2017

There’s only a handful of weeks left in your 2017 Plan Year. That means, unless your employer offers FSA rollover, it’s time to use any money you still have in your Flexible Spending Account (FSA) or it will be forfeited. If that’s you, you’re not...

Top Things to Know When Adding an HSA to Your FSA...
November 16, 2017

Nationwide, many employers are choosing to offer HSAs and HSA-qualified medical plans in addition to their current FSA or HRA offerings. However, employers and employees often have several questions regarding adding an HSA into the mix. What are...

IRS Announces Adjusted Contribution Limits for 2018
October 26, 2017

The IRS released its annual cost-of-living adjustments Friday, which include changes to contribution limits for 2018. The adjustments introduce increases for FSA contribution limits, Commuter Reimbursement Accounts (CRA) and Qualified Small...

This is What You Need to Know About President Trump’s...
October 23, 2017
Last week President Trump signed an executive order1 urging federal agencies to write, or re-write, regulations in three key areas of the Affordable Care Act (ACA). Here, we will discuss the changes and explain what impact they will have on the...
The HSA Trends that Need to be on Your Radar Today
October 10, 2017
As more and more employers add high-deductible health plans (HDHP) to their buffet of health insurance options, the accompanying Health Savings Account (HSA) that many pair with an HDHP is also increasing in popularity. The HSA industry has...
The Hidden Costs of “Free” HSAs
October 02, 2017
If you’re a benefits professional, you probably know about the growth of Health Savings Accounts (HSA) and HSA-qualified health plans. Devenir publishes research1 on this each year, and when you visualize the expected growth of HSAs year over year...
Unlocking the Magic of HSAs From Hire to Retire
September 26, 2017

At an orientation session for my first real job out of college, many (many) years ago, an HR manager explained to our new hire class the benefit of investing in the company 401(k) plan. For a 20-something living paycheck to paycheck, seeing any...