Frequently Asked Questions

What information is needed in an orthodontia contract?

A copy of the orthodontia contract (also referred to as a "Truth in Lending Agreement") should clearly show the following:

  • Who the treatment is for
  • Total cost of the treatment
  • Start and end date of treatment
  • Estimated length of treatment
  • Initial payment/down payment amount
  • Amount covered by insurance, and
  • Installment payment amounts and frequency

If orthodontia treatment is being financed through a third party lender, please provide a copy of the agreement with the lender in addition to the contract with the orthodontia provider.