Benefit Programs


Our Benefit Programs give you access to your own easy-to-use spending account. Since the accounts are tax-advantaged, you get to leverage pre-tax payroll deductions -- increasing your take-home pay and saving you money on everyday expenses. In many cases, participants experience savings of up to 40% on expenses eligible under their employer-sponsored plan.

Healthcare Flexible Spending Account (FSA)

If you’re like most Americans, you’re spending money every year on out-of-pocket, routine medical expenses. You can keep more of that money in your pocket and give yourself an instant raise when you make pre-tax contributions (up to $2,750 per year!) to a healthcare FSA. Consider your election a cash-advance: you’ll get access to your entire election on day one of the plan year.

Health Savings Account (HSA)

Designed to be used in conjunction with a high-deductible health plan, HSAs are quickly becoming the go-to employee benefit account -- and it’s easy to see why. You can experience triple tax-savings with an HSA since funds are deposited pre-tax, grow tax-deferred, and can be withdrawn tax-free to pay for qualified medical expenses.

Health Reimbursement Account (HRA)

With an HRA, employers allocate funds into individual reimbursement accounts for their employees. This gives employers greater flexibility to control premium costs, while giving employees peace of mind with a vehicle to manage higher deductibles and cover certain types of out-of-pocket expenses.

Commuter Reimbursement Account (CRA)

A CRA allows you to set aside pre-tax dollars to be used for eligible commuting expenses, including parking, transportation, and vanpool services.

Dependent Care Account (DCA)

A DCA is an extension of an FSA and is designed to pay for the daily care of an eligible child or adult dependent. Funds can be used for expenses such as day care, before- and after-school programs, eldercare, and pre-school.

Individual Coverage Health Reimbursement (ICHRA)

The Individual Coverage Health Reimbursement Arrangement (ICHRA) gives employees greater choice and flexibility to pick a health insurance plan that fits their needs. With an ICHRA, employees can get reimbursed for individual health insurance premiums and certain medical expenses, determined by their employer.

Excepted Benefit Health Reimbursement (EBHRA)

With an Excepted Benefit Health Reimbursement Arrangement (EBHRA), employees get reimbursed for out-of-pocket medical expenses like co-pays, deductibles, dental and vision coverage, COBRA premiums, and long-term care.


Quickly and conveniently pay for qualified expenses with your MyAmeriflex Card. The card will automatically withdraw the funds from your benefit account when you swipe it at eligible merchants and (in most cases) eliminates the hassle of having to verify the eligibility of an expense later on.

Convenience and award-winning customer service – right at your fingertips! With the MyAmeriflex Mobile App, you can access your account from anywhere. Check your account balance, file a claim, or check on the status of a reimbursement right from your mobile phone.

Account management just got easier. By logging into MyAmeriflex, you can gain access to resources aimed at helping you maximize the value of your benefit plan. In addition to managing all aspects of your account, you can also access interactive how-to’s, spending calculators, and more.

Still have questions?

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