Whether you're enrolled in a flexible spending account (FSA), health reimbursement account (HRA), or health savings account (HSA), we're going to help you maximize your plan by teaching you how to access your funds, set up your account online, view your account balance, manage your account and claims information on the go, and distinguish between eligible and ineligible items. If you have any questions along the way or can't find an answer to your question, please feel free to call our Participant Services department at 888.868.FLEX (3539) or contact us using the live chat icon below.
Most employers offer employees the opportunity to access their funds via a debit card. These cards are mailed, usually to the home address on file, 7 - 10 business days from the date enrollments are processed by Ameriflex.
If you haven’t received your MyAmeriflex Card but need to make a purchase, that’s no problem! You can view your card number by logging in to MyAmeriflex. Please note that although your card is referred to as a debit card, you cannot utilize your card at an ATM or request cash back when making a purchase. The preferred method for payment processing at the point of service/sale is to run the card as "credit," and then sign for your purchase or service.
Setting up your account is easy! Simply click on the yellow "Log in to your account" button (accessible from the top right-hand corner of any page on this site) or click here. Please follow the instructions for setting up a new account by clicking the "New User Registration" link. Please note that you will need your Social Security Number or MyAmeriflex Debit Mastercard number to complete registration.
TIP: The username and password for your online account are the same for the MyAmeriflex Mobile App. You can download the app on your iOS or Android phone/table for FREE through the App Store and Google Play.
The IRS, and sometimes your employer, determines what goods and services are eligible. Expenses governed by what's known as "213(d)" are eligible under an FSA. Click here to view a comprehensive list.
If you have an FSA, the IRS requires companies, like Ameriflex, to verify that your transactions are eligible. To comply with these rules, Ameriflex sends a letter or email to the participant, requesting a copy of an Explanation of Benefits (EOB) or an itemized receipt. These receipts are sent to our claims department for review, and if approved, no further action is required. If information is missing, the participant will receive additional requests to verify the claim. This process is called substantiation.
To make your experience as easy as possible, Ameriflex pre-codes your employers' medical plan copays. By pre-coding medical copays, you will not receive substantiation requests. Ameriflex also marks all claims as reoccurring. This means that should you have reoccurring claims (claims for the exact same dollar amount, at the exact same provider), you will only be required to send Ameriflex receipts one time. All subsequent charges will not be substantiated.
Sending us substantiation is as easy as taking a picture! If you have a camera-enabled device, simply download the free MyAmeriflex Mobile App, take a picture of your itemized receipt and/or EOB, and submit it to us for processing.
You can also provide substantiation by uploading a copy of your receipt/EOB to MyAmeriflex or by emailing us a claim form with the appropriate documentation attached. We encourage you to choose an option that best fits your needs.
Some of our clients are able to offer an amazing service called MyPlanConnect. This feature takes your account to the next level by matching your MyAmeriflex Card transactions with your carrier EOBs, thus eliminating the need for substantiation. If you aren't sure if your employer offers MyPlanConnect, please check with your HR department or call our Participant Services department at 888.868.FLEX (3539).
On no! We're happy to help. Please contact our Participant Services department at 888.868.FLEX (3539) and we will happily verify your mailing address and reissue you a card. Be sure to have your Employee ID handy when you call.
How to Add Dependents to Your FSA, DCA, and HRA Account:
1. Log in to your Ameriflex account 2. Click More on the top navigation bar and select Profile 3. Click the Add Dependent button on the top right 4. Enter your dependent's information, including:
How to Add Dependents to Your HSA Account:
1. Log in to your Ameriflex account 2. Click the username hyperlink on the right side of the navigation bar 3. Click the Add Family Member button 4. Enter your dependent's information
Excellent! But first, we must ask, is he/she an IRS-approved dependent? Only IRS-approved dependents may be issued cards (sorry, no ex-spouses!). To order a card for your spouse/dependent, simply log in to MyAmeriflex and navigate to "request a card." Please allow up to 7-10 business days for the card to be delivered.
We're happy to help. Here are some tips to try before getting in touch with our team:
Have you registered your account online? If not, see the instructions for setting up an online account above.
Verify that you are entering the correct username. If you can't remember your username, click on the link next to "Forgot your Username?" located on the MyAmeriflex login page.
If you are having a difficult time remembering your password, you can reset it online. To do so, enter your username, and then click "Continue." Next, click the "Forgot your Password" link.
Still having trouble? Call our Participant Services department at 888.868.FLEX (3539) or live chat with us during business hours and one of our representatives will be happy to assist!
Once again, thanks for choosing Ameriflex. We look forward to helping you maximize your benefits!
The MyAmeriflex Card is issued by The Bancorp Bank, member FDIC, pursuant to license by Mastercard International Incorporated. Mastercard is a registered trademark of Mastercard International Incorporated. Card cannot be used everywhere Debit Mastercard cards are accepted.