MyAmeriflex Card

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Swipe for savings!

Your MyAmeriflex Debit Mastercard® gives you quick and easy access to the funds in your employee benefits account. You can avoid the manual claims process and out-of-pocket reimbursement when you use your MyAmeriflex Card at eligible merchants, because, in most cases, the card will automatically verify the expense for you*.

(If you already have a card and would like to manage your account, follow this link to log in to MyAmeriflex.)

*Note: In some cases, additonal documentation regarding the expense may be required should the attempt to automatically verify the expense as eligible fail. In this case, the participant would receive an email notification asking them to provide a detailed receipt.

How does it work?

When paying for an eligible product or service, all you have to do is swipe your card at the payment terminal.

The transaction details are then transmitted to our processing department, and the amount of the expense is automatically deducted from your account.

The following account types can be linked to a MyAmeriflex Card:

  • Flexible spending account (FSA)

    • Healthcare FSA

    • Dependent care account (DCA)

    • Commuter reimbursement account (CRA)

  • Health reimbursement account (HRA)

  • Health savings account (HSA)

There are just a few key differences between a MyAmeriflex Card and a regular debit card:

  • Its use is limited to specific merchants, based on the account you have. Typically, your card won’t work for ineligible expenses.
  • You cannot use your card at an ATM or to obtain “cash back” when making a purchase.
  • We are proud to say that over 80% of our card transactions require no additional verification or proof of purchase -- however, it's always a good idea to hang onto your receipts in case we request additional documentation.
  • You can use your card without needing to remember a PIN by simply swiping the card at the terminal, and signing for the purchase. If you prefer to use a PIN, select 'Debit' at the terminal before swiping the card. Your PIN number can be found by logging into MyAmeriflex. The PIN cannot be changed or reset and is randomly generated at the time the card is ordered for your security.

Once your employer submits this year’s enrollment information, cards are ordered and mailed to the mailing address on file within 2-3 weeks. For security purposes, your new card will arrive in a plain white envelope.

DID YOU KNOW ELIGIBLE DEPENDENTS CAN GET A CARD, TOO? As long as they are over 18 years of age and are a legal dependent, they can receive a MyAmeriflex Card at no additional charge.

Identity Theft Protection


Keep yourself safe from fraud. We are proud to offer Identity Theft Protection to all of our cardholders.

Once registered, you can receive:

  • Instant alerts if any of your registered personal information is discovered on malicious websites
  • Expert restoration assistance with a certified specialist in the event of fraud
  • Emergency wallet replacement if your wallet or handbag is lost or stolen

This card is issued by The Bancorp Bank pursuant to license by Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. The Bancorp Bank; Member FDIC. Card can be used everywhere Debit Mastercard is accepted for eligible expenses.

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